The Ultimate Form

Our affidavit document is a powerful tool designed to help you formally declare and dispute inaccurate information on your credit report. This document allows you to:

✅ Officially state your claim against accounts or items that are incorrect, outdated, or unverifiable.
✅ Dispute inaccurate reporting with credit bureaus, creditors, and collection agencies.
✅ Provide written evidence that supports your disputes under the FCRA (Fair Credit Reporting Act).
✅ Create a documented paper trail that strengthens your position if creditors or bureaus ignore your claims.
✅ Speed up the removal process of negative items that do not belong on your credit report.

This affidavit is an essential step if you’re dealing with:

Outdated accounts ⏳

Incorrect balances or payment history ❌

Collections that were settled or paid

Any reporting errors damaging your credit

When paired with your supporting documents, this affidavit ensures your disputes are taken seriously and helps you enforce your consumer rights.